VIVA - P2P Fractional Mortgage Shares Technology, which is the backbone of Viva Network's crowdfunding mortgage platform


WHAT IS VIVA?

VIVA is a fixed supply cryptocurrency that drives P2P Fractional Mortgage Shares technology, which is the backbone of Viva Network's crowdfunding mortgage platform. VIVA will be traded on several large cryptocurrency exchanges and we hope there will be an increasing demand for VIVA because this revolutionary financing system is gaining traction among institutional investors globally.

Crowdfunding home on blockchain

. Viva uses exclusive contract technology, smart crowling technology, which will allow home buyers to get home loans with fiat currency.

. Unlimited & decentralized home loan financing will eliminate the need to rely on intermediaries such as banks and other financial intermediaries.

. Viva creates a free market in the mortgage industry - reducing inefficiencies and allowing more affordable home ownership.

. For the first time, Viva will allow accredited private investors to own highly profitable and asset-backed Mortality Shares (FMS).

. Also featuring innovative applications, designed to improve the current & outdated process of Property Appraisal and Credit Scoring.

Mortgage financing revolution

Viva is an innovative financial technology company that introduces large-scale decentralized mortgage financing throughout the world. The Viva platform will use smart contracts for crowdfund home loans, connecting borrowers and investors directly in an ecosystem without decentralized trust. By utilizing an ultra-secure blockchain transaction, Viva cuts the broker, resulting in a more profitable and efficient loan process for all parties.

Viva allows the free market to determine the interest rate on the borrower's mortgage and eliminates the need for banks and other financial intermediaries. By eliminating inefficiencies in the local financial system, mortgage rates will be more equitable and accurately reflect the level of risk associated with the true value of assets.

The banking system failure in 2008 resulted in the world's first cryptocurrency and began a process of decentralization of power held by financial conglomerates. Viva intends to get the job done - by abandoning the centuries-old and inefficient financing system in which he really belongs: in the past.

Mission

Our mission is to disrupt the mortgage industry allowing home buyers and sellers to establish self-regulation. Every individual, from any country in the world, will have access to loan financing for home loans through a decentralized open market network platform Viva.

In addition, Viva's function as an investment and savings platform accessible only with mobile means all Viva users will have access to financing credit, savings and investments, and secure transactions supported by standard blockchain services - regardless of the country they live in.

Vision

We believe that the most effective solution for global economic wealth disparity is technological progress. Blockchain technology is an innovation that has proven its ability to decentralize and disrupt some of the world's largest industries.

Viva aims to revolutionize the ancient mortgage industry loan by cutting off intermediaries and decentralizing the process, thereby applying fundamentally more accessible and transparent financing approaches. We believe that Viva technology will increase the availability of credit for borrowers and for the first time allow non-institutional investors to participate in consistent profits, which are supported by assets related to mortgage investment, a product that has traditionally been reserved only for large financial institutions. Furthermore, by letting the free market dictate the risks and related values ​​of each mortgage - as opposed to the bank - we hope to see a fairer mortgage price. The Viva platform will be utilized by them in the developed and developing world alike, thus enabling the world to take a major step towards geographic wealth equality - by breaking down barriers and leaving both parties better.

How does VIVANetwork work:



TT Technology: Enterprise grade + cutting edge

> Blockchain oriented

Data, transactions and mission-critical assessments will be supported by blockchain technology. The intelligent contracts Ethereum and BigchainDB at our center enable decentralization in an environment that is very safe, resilient, transparent and without trust.

> Robust Microservice API

Built by software engineers who specialize in designing large-scale enterprise systems, RESTful Service Oriented Architecture will enable The Viva Network to adapt to changing industry trends and opportunities with agility.

> Third-party FinTech integration

Designed to accelerate alternative financial trends by seeking integration with free service providers from decentralized credit ratings to general blockchain asset portfolios.

> Big-Data Ready

The Viva Network platform will utilize AWS for infrastructure that is able to process a large number of mortgages, properties and trade pattern datasets for Machine Learning analysis that will develop unique intelligent platforms.

> Cloud Scalability

Built to take advantage of elastic cloud scalability through compaction in preparation for large-scale platform adoption, this will enable fractional mortgage trading with low latency, high availability high-throughput.

> AI / ML Supported

Embracing Machine Learning Capability to provide insights and recommendations, The Viva Network will empower clients who have never existed before, ranging from risk classification to fragmented placement and portfolio portfolio selection.

VIVA TOKEN

VIVA Tokens ("VIVA") is an ERC20-based Ethereum blockchain token, designed to provide utilities in the exclusive application of The Viva Network Platform. VIVA will initially be distributed, to early followers of our vision for the Viva Network Platform, in recognition of the contributions made during the Token Generation Event. If we succeed in bringing our vision from the Viva Network Platform to fruition, we intend for VIVA to provide token holders with many valuable functions as described in the White Paper. Going forward, we intend to create an internal economy in The Viva Network and a growing application platform, where VIVA will act as an "application currency" which serves as an integral driving force for incentive-based ecosystems.

Details of Token Generating Events

=> Hard Cap Event Token Generation: 3,000,000,000 VIVA tokens

. Pre-sale

=> Hard-stamp ETH: 6,870 ETH

. Pre-Sales Round 1

=> Bonus Token: 40%

=> ETH lifts hard-cap: 500 ETH

. Pre-Sales Round 2

=> Bonus token: 35%

=> ETH lifts hard-stamp: 2,570 ETH

. Pre-Sales Round 3

=> Bonus Token: 30%

=> ETH lifts hard-stamp: 6,870 ETH

Distribution Tokens

The total number of tokens that ever existed is 4 billion VIVA

. 75% - Distribution of Generation Token Events

. 7.5% - Team allocation

. 3.75% - Allocation of Advisors

. 10% - Allocation of the Reserve Fund

. 3.75% - Allocation of Marketing, Bounty and Private Contributions

Roadmap

. May 2016 - Inception of original idea.

. June 2017 - Exploration of the blockchain ecosystem to identify appropriate core technologies.

. July 2017 - Planning a high-level service-oriented architecture from Viva Platform.

. August 2017 - Exploration data and feasibility analysis.

. Nov 2017 - Developing a Home Value Assessment Algorithm 1.0.

. Q1 & Q2 - 2018 - Launch of the Generation Token Event and MVP development.
Start a large-scale marketing campaign.

. Q3 - 2018 - Develop 2.0 Real Value Application. Get legal and regulatory licenses.

. Q4 - 2018 - Launch the Real Value 2.0 application. Finalization of the exclusive ML algorithm.

. Q1 - 2019 - Start the phased launch of the Viva Network Platform.

. Q2 - 2019 - Launch Viva Network Platform and successful crowdfund first home loan with Viva mortgage financing system.

The core team

. Christian Fiddick - Chief Architect

. Nick Thomson - Chief Executive Officer

. Benjamin Erichsen - Chief Operating Officer

. Paul Montero, ACCA - Chief Financial Officer

. David Erichsen - Chief Technical Officer

. Tarek Waked - Chief Strategy Officer

. Wilson Carter - Chief Marketing Officer

. Greg Maybury - Accounting Manager

. Katherine Masters - Director of Public Relations

. Jeff Hooton - Full Stack Developer

. Blake Carter - Director of Business Expansion

. Alex Brown - Financial Advisor

. William Lewis - Director

. Linc Kupke - Architect Assistant

. Nikolai Paloni - Brand Imaging Expert

. Kenneth Thomson - Real Estate Analyst

Advisor

. Dennis O'Connell

. Loretta Joseph

. Stephen Thomson

. Marlon Weems

. Gilbert Darrell

. Dr. Kishan Sudusinghe

. Jesse Beohm

. Jeremy Swan

. James Anfossi

. Josh Hebb

. David Lorek

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Author : alberto hiro


ETH : 0xc828d8F4FFc021DaCb9e9ea21269C66a03Ef15cE

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